2020 has been a changemaker for everyone, our financial systems have been uprooted from its core. Decentralized Finance has been a growing area of importance in shaping the future of finance. Around the world, 1.7 billion are unbanked. Small businesses, even those with a banking relationship, often must rely on high-cost financing, such as credit cards, because traditional banking excludes them. However, with blockchain and the growing number of cryptocurrencies we see the emergence of new players redesigning the future of finance